Are you ready to buy your first home ?

(NC) Buying a house is one of the biggest investments of our lifetime – and it’s a journey that is usually filled with questions around affordability, impact on savings, and lifestyle changes.

There are a number of online calculators and tools that can help answer many of these questions and give you a good sense of how much ‘house’ you can afford and what your monthly mortgage payments will look like. Take a look at these three tips for first-time homebuyers, courtesy of the mortgage specialists at RBC:

Know how much you can afford – beyond the mortgage amount, don’t forget to consider ongoing home ownership costs and your lifestyle needs. Use the How much home can I afford calculator available at to find out where you stand.

Get a pre-approved mortgage – shop for a home with confidence and let everyone know you are a serious buyer. Additional benefits for pre-approval include being able to put in your offer faster, and potentially beating out another prospective buyer who hasn’t done their homework.

Know your mortgage options – take advantage of flexible pre-payment privileges to cut years off your mortgage. There is always more to your mortgage than the interest rate, so be sure you know what options are available in each mortgage type, and how they can be used to save you money. Use online tools and calculators to test out different scenarios.

Additional information, including mortgage tools and tips, is available at


Contact One of these Professional Mortgage Brokers

Preparing to set up a Mortgage Loan ,  Realtor Rosalie has worked with many Professional Mortgage Brokers who will help you get the mortgage or loan  that will suit your needs.

Contact one of the Mortgage Professional below to help you with the progress and let the Mortgage Broker know who referred there services to them.