Groundwork takes the stress out of purchasing a house

NC) As we enter the spring ‘home buying’ season, why not take a few steps to ensure the path to home ownership is less stressful?

Among them is creating a checklist to get your ducks in a row. Canadian mortgage specialists, RBC, says the benefits of being prepared are immeasurable – and that includes finding and purchasing the home of your dreams. Here, courtesy of RBC, are some tips to make sure you are ready:


Get pre-approved. Knowing that the funds are authorized allows you to shop for a home with confidence. Meet with a mortgage specialist before you tour open houses and it will give you a clearer picture of what you can afford.


Get the mortgage that’s right for you. Not all mortgages are created equally, and while the rates are one of the most important factors, there are a number of different types of mortgages available to suit a range of needs. A specialist in this field can provide a full picture of what features are available with each mortgage, and how they can help you down the road.


Stress-test your mortgage. Trying it on for size is one of the most important things that any home buyer should do before the purchase. Take into consideration things like interest rates, unforeseen costs like a leaky roof, and potential changes to your family.


Additional information, including buying tools and tips, is available at